There are few things more annoying than receiving multiple calls from 866-890-3387 (aka 8668903387). Perhaps you also hate taking calls from unknown numbers.
You experience a financial hardship, and have a lot on your shoulders, so it’s not helpful to get your phone blown up 8 hours per day.
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So Why Is First Premier Calling Me?
For example, the last thing you probably want is for a debt collector to sue you and then contact your employer to garnish your pay check after receiving a default judgment.
If that’s the number calling you, according to 800notes, it’s safe to conclude that it’s definitely First Premier Bank, and they’re calling you about your missed payments. The number is also displayed on calllcenter.com as one used by First Premier Card.
This article is written to help you get rid of late fees and interest associated with falling behind on your debt payments if you can afford to pay your debt. We’ll also help you explore the options available if you cannot afford to pay.
Your Options with First Premier Bank if you Can Pay the Debt
So you’re constantly getting annoying calls from 8668903387. And you’re wondering if there’s any way to remove late fees and accumulated interest when you finally decide to pay. Obviously, you’ll be charged late fees if you just go online and make payments, so what can you do?
The best way to approach this situation is to schedule a call or chat with First Premier Bank’s customer care to explain the situation. You should request that both accumulated interest and late fees should be waived. This is what I did in the previous week, and interest and late fees were reversed after making a simple request via Chat support. Everyone makes a mistake once in a while, don’t we? Banks believe that too.
What can you do if you cannot afford to pay?
Everyone desires to be in a financial situation where we can always meet our debt payments, but financial hardship sometimes makes this impossible. So what can you do if paying your debt seems out of reach? Here are a few things:
Ask First Premier Bank for Hardship Assistance
Covid-19 has affected most of our lives in one way or another, and even banks understand that. So before you apply for debt relief, you should check out what First Premier Bank offers to those in financial hardship. Here’s First Premier Bank’s webpage for their financial hardship program; you might find it helpful.
You can request a reversal of interest and late fees or some other means to help ease your financial burden to help catch up on your payments.
Although Banks are now more focused on improving their profit margin to cater to the needs of customers, there are still ways to get assistance in some situations.
Ask First Premier Bank to Stop Contacting you from 8668903387
Multiple calls daily can be really distressing. Not being able to do anything to stop those calls can be frustrating. For most, paying debt isn’t on the top of the priority list if you have more pressing needs like rent, utilities, etc., to pay. So it’s perfectly understandable if you forgo debt payment for those things.
You’re legally empowered by the Fair Credit Reporting Act (FCRA) to ask that a bank stops communicating with you, whether you owe them or not.
Here’s a perfect template to use for that:
Thanks for the constant reminder. In exercising my right as empowered by the FCRA, kindly desist from communicating with me on this number either by texting or by writing or by phone or by any other means. Kindly refer me to where I can send this communication if you need that in writing per the guidelines.
Get into the details of your finances
You can get a great deal of stress from being neck-deep in debt, especially if it involves multiple creditors with different payment dates. If you’re in this situation, you should break down your income and expenses to better understand your options.
To have a complete picture of your finances, use our debt freedom portal, which is built to help you understand the options. It’ll also help you work your way out of the hardship.
Compare the Debt Relief Options you have
If you don’t think you can catch up with your debt payments, then apply for any of these debt relief options:
- Debt Settlement
- Debt Management
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
If you opt for any of these options, it’ll eliminate calls from First Premier Bank from 8668903387 and help you clear some or part of your debt. That said, these options have their individual costs, pros, and cons. As such, you should properly consider each option before deciding.
What Step would I take if First Premier Bank was Calling Me from 8668903387?
If I can afford my debt payments, then I would make attempts to get a reversal on interest charges and late fees.
However, if I cannot afford the payments, I would first contact First Premier Bank to find out if I can get some sort of relief. I would also check out my finances to see if I needed debt relief. I would carefully examine the options I have to see which one is the fastest, easiest, and cheapest while taking steps to maintain my creditworthiness.